x402 Refund & Dispute Layer

Secure escrow payments with dispute resolution

Built on Polygon • Extending x402 Protocol

x402 Payments
With Refund Protection

Extending the x402 payment protocol with escrow security and AI-powered dispute resolution. The missing refund layer for crypto commerce.

View Smart Contract on PolygonScan

x402 + Escrow

Extends x402 payments with smart contract escrow for buyer protection

AI Dispute Resolution

Agentic AI analyzes disputes and suggests fair resolutions automatically

Refund Management

14-day protection window with automatic or disputed refund processing

How It Works

Secure crypto payments with refund protection in four simple steps

1

Create Payment

Buyer creates an escrowed payment. Funds are locked in the smart contract, not sent directly to the seller.

2

Funds Held Safely

Money stays in escrow for up to 14 days. Both parties can see the commitment, but funds remain secure.

3

Dispute or Complete

If there's an issue, buyer requests a refund. AI analyzes the dispute and admin resolves it fairly.

4

Resolution

Funds automatically go to the right party: refund to buyer if approved, or payment to seller if rejected.

Protected by smart contracts on Polygon

Connect Your Wallet

Connect your wallet to create secure escrowed payments, request refunds, and manage disputes with AI-powered resolution.